:root{--navy:#163A2D;--navy-deep:#0E2A20;--navy-mid:#1E4A38;--gold:#B79247;--gold-dark:#96763A;--gold-light:#E8DCBA;--cream:#F8F6F1;--text:#242424;--text-light:#6B7280;--text-lighter:#9CA3AF;--white:#fff;--green:#4ADE80}
*{margin:0;padding:0;box-sizing:border-box;scroll-behavior:smooth}
::selection{background:var(--gold);color:var(--navy-deep)}
html{overflow-x:hidden;overscroll-behavior-x:none}
body{font-family:'Inter',system-ui,sans-serif;color:var(--text);background:var(--white);overflow-x:hidden;overscroll-behavior-x:none}
h1,h2,h3,h4,.serif{font-family:'Libre Baskerville',Georgia,serif}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
@keyframes fadeUp{from{opacity:0;transform:translateY(28px)}to{opacity:1;transform:translateY(0)}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@keyframes shimmer{0%{background-position:-200% 0}100%{background-position:200% 0}}
@keyframes pulseGold{0%,100%{box-shadow:0 0 0 0 rgba(183,146,71,.4)}50%{box-shadow:0 0 0 14px rgba(183,146,71,0)}}
@keyframes slideIn{from{opacity:0;transform:translateY(16px) scale(.97)}to{opacity:1;transform:translateY(0) scale(1)}}
.fadeUp{animation:fadeUp .8s ease both}
.float{animation:float 3s ease-in-out infinite}
.shimmer-gold{background:linear-gradient(90deg,var(--gold) 0%,var(--gold-light) 50%,var(--gold) 100%);background-size:200% 100%;animation:shimmer 3s ease infinite;-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s,transform .7s;will-change:opacity,transform}.reveal.vis{opacity:1;transform:none}
.glass{background:rgba(255,255,255,.04);backdrop-filter:blur(12px);border:1px solid rgba(183,146,71,.12)}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:'Inter',sans-serif;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.1em;border-radius:10px;border:none;cursor:pointer;transition:all .3s}
.btn-gold{padding:16px 32px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);box-shadow:0 4px 20px rgba(183,146,71,.2)}
.btn-gold:hover{transform:translateY(-2px) scale(1.03);box-shadow:0 8px 30px rgba(183,146,71,.35)}
.btn-sm{padding:10px 22px;font-size:11px}
.btn-outline{padding:16px 32px;background:0;color:var(--gold);border:2px solid rgba(183,146,71,.35)}
.btn-outline:hover{background:rgba(183,146,71,.08);border-color:var(--gold)}

/* Nav */
nav{position:fixed;top:0;width:100%;z-index:90;transition:all .5s}
nav.scrolled{background:rgba(14,42,32,.97);backdrop-filter:blur(16px);box-shadow:0 4px 30px rgba(0,0,0,.3);padding:10px 0}
nav:not(.scrolled){background:0;padding:18px 0}
.nav-in{max-width:1280px;margin:0 auto;padding:0 20px;display:flex;align-items:center;justify-content:space-between}
.nav-logo{display:flex;align-items:center;gap:12px;cursor:pointer}
.logo-m{width:38px;height:38px;border-radius:8px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));display:flex;align-items:center;justify-content:center;font-family:'Libre Baskerville',serif;font-weight:700;font-size:17px;color:var(--navy-deep)}
.nav-b{font-family:'Libre Baskerville',serif;font-size:20px;font-weight:700;color:#fff}.nav-b span{color:var(--gold)}
.nav-l{display:flex;align-items:center;gap:24px}
.nav-l a{color:rgba(255,255,255,.6);font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.1em;cursor:pointer;transition:color .3s}
.nav-l a:hover{color:var(--gold)}
.mob-tog{display:none;flex-direction:column;gap:5px;padding:8px;cursor:pointer;background:0;border:0}
.mob-tog span{width:24px;height:2px;background:#fff}
/* Dropdown */
.dd-wrap{position:relative;display:flex;align-items:center}
.dd-trigger{cursor:pointer}
.dd-menu{display:none;position:absolute;top:100%;left:auto;right:-12px;padding-top:12px;z-index:100}
.dd-menu::before{content:'';position:absolute;top:0;left:0;right:0;height:12px}
.dd-wrap:hover .dd-menu,.dd-wrap:focus-within .dd-menu{display:block}
.dd-wrap:hover .dd-trigger,.dd-wrap:focus-within .dd-trigger{color:var(--gold)}
.dd-trigger{cursor:pointer}
.dd-menu a:focus-visible,.dd-trigger:focus-visible{outline:2px solid var(--gold);outline-offset:2px;border-radius:4px}
.dd-menu-inner{background:rgba(14,42,32,.98);border:1px solid rgba(183,146,71,.15);border-radius:12px;padding:12px 0;min-width:260px;box-shadow:0 12px 40px rgba(0,0,0,.4)}
.dd-menu-inner a{display:block;padding:8px 20px;font-size:12px;color:rgba(255,255,255,.6);transition:all .2s;white-space:nowrap}
.dd-menu-inner a:hover{color:var(--gold)!important;background:rgba(183,146,71,.06)}
.mob-menu{display:none;background:var(--navy-deep);border-top:1px solid rgba(183,146,71,.1);padding:16px 20px}
.mob-menu.open{display:block}
.mob-menu a{display:block;padding:10px 0;color:rgba(255,255,255,.6);font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.1em;cursor:pointer}
@media(max-width:1023px){.nav-l{display:none}.mob-tog{display:flex}}

/* Sections */
.sec{padding:80px 20px;overflow-x:hidden}.sec-in{max-width:1280px;margin:0 auto;overflow:hidden}
.lbl{font-size:11px;font-weight:700;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);margin-bottom:12px}
.ttl{font-family:'Libre Baskerville',serif;font-size:clamp(24px,4.4vw,41px);font-weight:700;line-height:1.1;margin-bottom:16px}
.ttl-l{color:#fff}.ttl-d{color:var(--navy)}
.desc{font-size:17px;color:var(--text-light);max-width:560px;line-height:1.7;margin-left:auto;margin-right:auto}.desc-l{color:#AFC2B5}

/* Hero */
.hero{min-height:100vh;display:flex;align-items:center;position:relative;background:linear-gradient(165deg,var(--navy-deep),var(--navy) 40%,var(--navy-mid))}
.hero-pat{position:absolute;inset:0;opacity:.03;background-image:repeating-linear-gradient(45deg,transparent,transparent 60px,rgba(183,146,71,1) 60px,rgba(183,146,71,1) 61px)}
.hero-glow{position:absolute;top:-20%;right:-10%;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle,rgba(183,146,71,.06),transparent 70%)}
.hero-in{max-width:1280px;margin:0 auto;padding:140px 20px 80px;position:relative;z-index:2;width:100%}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(183,146,71,.1);border:1px solid rgba(183,146,71,.25);padding:8px 20px;border-radius:30px;margin-bottom:32px}
.hero-badge span{color:var(--gold);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.15em}
.hero h1{font-size:clamp(31px,5.3vw,61px);font-weight:700;color:#fff;line-height:1.05;max-width:720px;margin-bottom:24px}
.hero>div>p{font-size:clamp(16px,2vw,20px);color:rgba(255,255,255,.5);max-width:540px;line-height:1.6;font-weight:300;margin-bottom:40px}
.hero-btns{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:56px}
.hero-stats{display:flex;flex-wrap:wrap;gap:40px}
.stat-n{font-family:'Libre Baskerville',serif;font-size:clamp(24px,3.5vw,34px);font-weight:700;color:var(--gold)}
.stat-l{color:rgba(255,255,255,.35);font-size:11px;text-transform:uppercase;letter-spacing:.12em;margin-top:4px}

/* Trust */
.trust{background:var(--navy-deep);border-top:1px solid rgba(183,146,71,.1);border-bottom:1px solid rgba(183,146,71,.1);padding:16px 20px}
.trust-in{max-width:1280px;margin:0 auto;display:flex;flex-wrap:wrap;justify-content:center;gap:24px 40px}
.trust-i{display:flex;align-items:center;gap:8px;color:rgba(255,255,255,.55);font-size:12px;font-weight:500}

/* Cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;margin-top:56px}
.card{background:#fff;border:1px solid #F3F4F6;border-radius:16px;padding:36px;position:relative;overflow:hidden;transition:all .5s}
.card:hover{box-shadow:0 20px 60px rgba(22,58,45,.08);transform:translateY(-6px)}
.card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold-dark));opacity:0;transition:opacity .3s}
.card:hover::before{opacity:1}
.card .ic{font-size:36px;margin-bottom:24px}
.card h3{font-family:'Libre Baskerville',serif;font-size:24px;font-weight:700;color:var(--navy);margin-bottom:12px}
.card>p{color:var(--text-light);font-size:14px;line-height:1.7;margin-bottom:20px}
.card ul{list-style:none;margin-bottom:24px}
.card li{display:flex;align-items:flex-start;gap:10px;font-size:14px;color:var(--text);padding:5px 0}
.card li svg{flex-shrink:0;margin-top:2px}
.cta-link{color:var(--gold-dark);font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.1em;cursor:pointer;display:inline-flex;align-items:center;gap:6px;transition:gap .3s}
.cta-link:hover{gap:12px}

/* Process */
.proc{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:32px;margin-top:56px}
.proc-s{text-align:center}
.proc-n{font-family:'Libre Baskerville',serif;font-size:60px;font-weight:700;color:rgba(183,146,71,.6);margin-bottom:16px;transition:color .3s}
.proc-s:hover .proc-n{color:rgba(183,146,71,.85)}
.proc-s h4{font-family:'Libre Baskerville',serif;font-size:20px;font-weight:700;color:var(--navy);margin-bottom:12px}
.proc-s p{color:var(--text-light);font-size:14px;line-height:1.6}

/* Guarantee */
.guar{padding:96px 20px;background:linear-gradient(135deg,var(--navy-deep),var(--navy));text-align:center}
.guar-sh{width:80px;height:80px;margin:0 auto 32px;border-radius:50%;background:rgba(183,146,71,.1);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center}
.guar h2{font-size:clamp(20px,3.5vw,41px);font-weight:700;color:#fff;max-width:720px;margin:0 auto 20px;line-height:1.15}
.guar h2 span{color:var(--gold)}
.guar>p{color:#AFC2B5;font-size:17px;line-height:1.7;max-width:560px;margin:0 auto 40px}

/* ===== CALCULATOR (Premium) ===== */
@keyframes condIn{from{opacity:0;transform:translateY(-8px) scale(.97)}to{opacity:1;transform:translateY(0) scale(1)}}
@keyframes condOut{from{opacity:1;transform:scale(1)}to{opacity:0;transform:scale(.9) translateX(20px)}}
@keyframes gaugeGlow{0%,100%{filter:drop-shadow(0 0 6px rgba(183,146,71,.15))}50%{filter:drop-shadow(0 0 16px rgba(183,146,71,.35))}}

/* How-To Card */
.howto-card{background:#fff;border:1px solid #F3F4F6;border-radius:14px;margin-bottom:28px;max-width:800px;overflow:hidden;box-shadow:0 2px 12px rgba(0,0,0,.04)}
.howto-toggle{width:100%;display:flex;align-items:center;gap:10px;padding:16px 24px;background:0;border:0;cursor:pointer;font-family:'Inter',sans-serif;font-size:14px;font-weight:600;color:var(--navy);transition:background .2s}
.howto-toggle:hover{background:rgba(183,146,71,.04)}
.howto-icon{display:flex;color:var(--gold)}
.howto-arrow{margin-left:auto;color:var(--text-lighter);font-size:14px;transition:transform .3s}
.howto-card.open .howto-arrow{transform:rotate(180deg)}
.howto-body{max-height:0;overflow:hidden;transition:max-height .4s ease}
.howto-card.open .howto-body{max-height:600px}
.howto-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;padding:0 24px 20px}
.howto-step{display:flex;gap:12px;align-items:flex-start}
.howto-num{width:28px;height:28px;flex-shrink:0;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);font-size:13px;font-weight:700;display:flex;align-items:center;justify-content:center}
.howto-step div{font-size:13px;color:var(--text-light);line-height:1.6}
.howto-step strong{color:var(--navy);font-size:13px}
.howto-tip{display:flex;gap:10px;align-items:flex-start;padding:12px 24px 20px;margin:0 24px 20px;background:rgba(183,146,71,.05);border:1px solid rgba(183,146,71,.15);border-radius:10px}
.howto-tip span{font-size:13px;color:var(--text-light);line-height:1.6}
.howto-tip strong{color:var(--gold-dark)}

/* Input Bar */
.calc-input-bar{margin-bottom:24px}
.input-bar-inner{display:flex;flex-wrap:wrap;gap:10px;align-items:center;background:#fff;border:1px solid #F3F4F6;border-radius:14px;padding:12px 16px;box-shadow:0 2px 12px rgba(0,0,0,.04)}
.calc-dd{position:relative}
.calc-dd select{padding:11px 36px 11px 14px;border:2px solid rgba(183,146,71,.25);border-radius:10px;font-size:14px;font-family:'Inter',sans-serif;background:#fff;color:var(--navy);cursor:pointer;outline:0;appearance:none;-webkit-appearance:none;min-width:240px;transition:border-color .3s}
.calc-dd select:focus{border-color:var(--gold)}
.calc-dd::after{content:'▾';position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--gold);pointer-events:none;font-size:13px}
.calc-pct select{min-width:90px}
.calc-add-btn{display:inline-flex;align-items:center;gap:6px;padding:11px 22px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);border:0;border-radius:10px;font-weight:700;font-size:13px;cursor:pointer;transition:all .3s;font-family:'Inter',sans-serif;box-shadow:0 2px 10px rgba(183,146,71,.2)}
.calc-add-btn:hover{transform:translateY(-1px);box-shadow:0 4px 16px rgba(183,146,71,.35)}
.calc-clear-btn{padding:11px 18px;background:0;border:1px solid #E5E7EB;border-radius:10px;font-size:12px;color:var(--text-light);cursor:pointer;font-family:'Inter',sans-serif;transition:all .2s;font-weight:500}
.calc-clear-btn:hover{border-color:var(--navy);color:var(--navy)}

/* Main Grid */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start}
@media(max-width:960px){.calc-grid{grid-template-columns:1fr}}

/* Body Panel */
.calc-body-panel{background:#fff;border-radius:16px;box-shadow:0 4px 24px rgba(0,0,0,.06);border:1px solid #F3F4F6;padding:20px;overflow:hidden;max-width:100%;box-sizing:border-box}
.panel-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px}
.panel-head h3{font-family:'Libre Baskerville',serif;font-size:20px;font-weight:700;color:var(--navy);display:flex;align-items:center;gap:8px;margin:0}
.cond-counter{font-size:11px;font-weight:700;color:var(--text-lighter);text-transform:uppercase;letter-spacing:.1em;background:#F9FAFB;padding:4px 12px;border-radius:20px;border:1px solid #F3F4F6}

/* Body Diagram */
/* ===== Body Diagram (front/back, full-coverage hit regions) ===== */
.bd-toggle{position:relative;display:grid;grid-template-columns:1fr 1fr;width:200px;margin:0 auto 14px;background:rgba(22,58,45,.08);border:1px solid rgba(22,58,45,.12);border-radius:12px;padding:3px;user-select:none;-webkit-user-select:none}
.bd-tab-pill{position:absolute;top:3px;left:3px;width:calc(50% - 3px);height:calc(100% - 6px);background:linear-gradient(135deg,var(--navy),var(--navy-deep));border-radius:9px;box-shadow:0 2px 8px rgba(14,42,32,.35);transition:transform .3s cubic-bezier(.22,1,.36,1);pointer-events:none}
.bd-tab{position:relative;z-index:1;padding:8px 0;border:0;background:0;border-radius:9px;font-family:'Inter',sans-serif;font-size:13px;font-weight:600;letter-spacing:.02em;color:var(--text-light);cursor:pointer;transition:color .25s}
.bd-tab.on{color:var(--gold)}
.bd-tab:not(.on):hover{color:var(--navy)}
.body-diagram{position:relative;width:270px;margin:0 auto;aspect-ratio:230/486;overflow:hidden;background:linear-gradient(180deg,#0C271E 0%,#113426 55%,#16402F 100%);border-radius:18px;border:1px solid rgba(183,146,71,.15);box-shadow:0 8px 32px rgba(0,0,0,.2),inset 0 1px 0 rgba(255,255,255,.04);padding:0;touch-action:manipulation}
.bd-svg{position:absolute;inset:10px;width:calc(100% - 20px);height:calc(100% - 20px);opacity:0;transform:scale(.96);transition:opacity .35s ease,transform .35s cubic-bezier(.22,1,.36,1);pointer-events:none;user-select:none;-webkit-user-select:none;-webkit-tap-highlight-color:transparent}
.bd-svg.on{opacity:1;transform:scale(1);pointer-events:auto}
.bd-rim path{stroke:rgba(168,203,178,.6);stroke-width:3.4;stroke-linejoin:round;pointer-events:none}
.bd-base path{stroke-width:2;stroke-linejoin:round;pointer-events:none}
.bd-fig{filter:drop-shadow(0 0 9px rgba(140,190,160,.14)) drop-shadow(0 2px 5px rgba(0,0,0,.35))}
.bd-svg .hit{fill:none;stroke:transparent;stroke-width:11;stroke-linejoin:round;pointer-events:none}
.bd-svg.on .hit{pointer-events:all}
.bd-svg .shp{fill:transparent;stroke:transparent;stroke-width:1.1;pointer-events:none;transition:fill .2s ease,stroke .2s ease,filter .2s ease}
.bre{cursor:pointer;outline:none;-webkit-tap-highlight-color:transparent}
.bre:hover .shp{fill:rgba(183,146,71,.38);stroke:rgba(183,146,71,.75);filter:drop-shadow(0 0 4px rgba(183,146,71,.4))}
.bre:active .shp{fill:rgba(183,146,71,.52)}
.bre.active .shp{fill:rgba(183,146,71,.42);stroke:rgba(183,146,71,.95);filter:drop-shadow(0 0 6px rgba(183,146,71,.5))}
.bre:focus-visible .shp{stroke:#fff;stroke-width:1.6}
.bd-mark{fill:rgba(173,199,182,.35);font:600 11px 'Inter',sans-serif;text-anchor:middle;pointer-events:none}
.bd-tip{position:absolute;top:0;left:0;transform:translate(-50%,-100%);background:rgba(8,30,22,.92);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);color:#fff;border:1px solid rgba(183,146,71,.35);font-family:'Inter',sans-serif;font-size:11.5px;font-weight:600;letter-spacing:.02em;padding:5px 10px;border-radius:8px;white-space:nowrap;pointer-events:none;opacity:0;transition:opacity .15s ease;z-index:5}
.bd-tip.on{opacity:1}
.bd-hint{text-align:center;font-size:11.5px;color:var(--text-lighter);margin-top:10px;letter-spacing:.01em}

/* Rating Picker — bottom sheet inside the diagram */
.rating-picker{position:absolute;inset:0;z-index:10;display:block;visibility:hidden;pointer-events:none}
.rating-picker.open{visibility:visible;pointer-events:auto}
.rp-scrim{position:absolute;inset:0;background:rgba(8,15,26,.45);opacity:0;transition:opacity .28s ease}
.rating-picker.open .rp-scrim{opacity:1}
.rp-card{position:absolute;left:8px;right:8px;bottom:8px;background:rgba(16,28,46,.92);-webkit-backdrop-filter:blur(16px) saturate(1.4);backdrop-filter:blur(16px) saturate(1.4);border:1px solid rgba(183,146,71,.3);border-radius:16px;padding:14px 12px 12px;text-align:center;box-shadow:0 -8px 32px rgba(0,0,0,.4);transform:translateY(calc(100% + 16px));transition:transform .34s cubic-bezier(.22,1,.36,1)}
.rating-picker.open .rp-card{transform:translateY(0)}
.rp-label{font-size:13.5px;font-weight:700;color:#fff;margin-bottom:10px;letter-spacing:.01em}
.rp-btns{display:grid;grid-template-columns:repeat(5,1fr);gap:6px}
.rp-btn{padding:9px 0;border-radius:9px;border:1px solid rgba(183,146,71,.25);background:rgba(255,255,255,.06);font-size:12.5px;font-weight:700;color:#fff;cursor:pointer;transition:all .18s ease;font-family:'Inter',sans-serif;-webkit-tap-highlight-color:transparent}
.rp-btn:hover{background:var(--gold);border-color:var(--gold);color:var(--navy-deep);transform:scale(1.06);box-shadow:0 2px 10px rgba(183,146,71,.35)}
.rp-btn:active{transform:scale(.95)}
.rp-btn.cur{background:var(--gold);border-color:var(--gold);color:var(--navy-deep)}
.rp-actions{display:flex;justify-content:center;gap:16px;margin-top:10px}
.rp-remove{display:inline-flex;align-items:center;font-size:11.5px;font-weight:600;color:#F87171;background:0;border:0;cursor:pointer;font-family:'Inter',sans-serif;padding:4px 8px;border-radius:6px}
.rp-remove:hover{background:rgba(248,113,113,.12)}
.rp-cancel{font-size:11.5px;font-weight:600;color:#9CA3AF;background:0;border:0;cursor:pointer;font-family:'Inter',sans-serif;padding:4px 8px;border-radius:6px}
.rp-cancel:hover{color:#fff}
@media (prefers-reduced-motion:reduce){.bd-svg,.rp-card,.rp-scrim,.bd-tab-pill,.bd-svg .shp{transition:none}}

/* Conditions List */
.cond-list{width:100%;margin-top:20px}
.cond-item{display:flex;align-items:center;justify-content:space-between;background:#F9FAFB;border:1px solid #F3F4F6;border-radius:10px;padding:10px 14px;margin-bottom:8px;transition:all .2s}
.cond-item:hover{border-color:rgba(183,146,71,.25);background:#fff;box-shadow:0 2px 8px rgba(0,0,0,.04)}
.cond-info{display:flex;flex-direction:column;gap:2px;min-width:0}
.cond-name{font-size:13px;font-weight:600;color:var(--navy);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.cond-rating{font-size:12px;font-weight:700;color:var(--gold-dark)}
.cond-bil{font-size:9px;font-weight:700;color:#4E7C62;background:rgba(78,124,98,.08);padding:2px 8px;border-radius:10px;text-transform:uppercase;letter-spacing:.08em;display:inline-block;width:fit-content}
.cond-rm{background:0;border:0;color:#D1D5DB;font-size:22px;font-weight:400;cursor:pointer;padding:0 4px;line-height:1;transition:color .2s;flex-shrink:0}
.cond-rm:hover{color:#EF4444}

/* Info Panel (right column) */
.calc-info-panel{display:flex;flex-direction:column;gap:14px}
/* No sticky - prevents overlap with edu section below grid */

/* Results Card */
.results-card{border-radius:16px;padding:24px 20px;text-align:center;background:linear-gradient(145deg,var(--navy-deep) 0%,var(--navy) 60%,var(--navy-mid) 100%);position:relative;overflow:hidden;box-shadow:0 8px 32px rgba(14,42,32,.3)}
.results-card::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 30% 20%,rgba(183,146,71,.06),transparent 70%);pointer-events:none}
.results-header{font-size:10px;color:#AFC2B5;text-transform:uppercase;letter-spacing:.15em;margin-bottom:12px;display:flex;align-items:center;justify-content:center;gap:8px;position:relative;z-index:1}

/* Gauge */
.gauge-wrap{position:relative;width:140px;height:140px;margin:0 auto 6px}
.gauge-svg{width:100%;height:100%;transform:rotate(-90deg);animation:gaugeGlow 3s ease-in-out infinite}
.gauge-track{fill:none;stroke:rgba(255,255,255,.08);stroke-width:8}
.gauge-fill{fill:none;stroke:var(--gold);stroke-width:8;stroke-linecap:round;stroke-dasharray:502.65;stroke-dashoffset:502.65;transition:stroke-dashoffset .8s cubic-bezier(.4,0,.2,1),stroke .5s ease}
.gauge-center{position:absolute;inset:0;display:flex;align-items:center;justify-content:center}
.gauge-num{display:inline-flex;align-items:baseline;line-height:1;transform:translateY(-1px)}
.gauge-val{font-family:'Libre Baskerville',serif;font-size:42px;font-weight:700;color:var(--gold);line-height:1;font-variant-numeric:tabular-nums}
.gauge-pct{font-family:'Libre Baskerville',serif;font-size:15px;font-weight:700;color:rgba(183,146,71,.7);line-height:1;margin-left:2px}
.gauge-label{font-size:11px;color:#AFC2B5;text-transform:uppercase;letter-spacing:.12em;margin-bottom:6px;position:relative;z-index:1}

/* Bilateral Badge */
.bil-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(78,124,98,.12);border:1px solid rgba(78,124,98,.2);color:#8AAE96;font-size:11px;font-weight:600;padding:4px 14px;border-radius:20px;margin:0 auto 12px;justify-content:center}

/* Pay Display */
.pay-divider{width:50px;height:1px;background:rgba(255,255,255,.1);margin:10px auto}
.pay-toggle{display:flex;justify-content:center;gap:6px;margin-bottom:8px;position:relative;z-index:1}
.ptog{padding:6px 16px;border-radius:8px;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;border:none;cursor:pointer;transition:all .2s;font-family:'Inter',sans-serif}
.ptog.on{background:var(--gold);color:var(--navy-deep)}
.ptog:not(.on){background:rgba(255,255,255,.06);color:#6B7280;border:1px solid rgba(255,255,255,.08)}
.ptog:not(.on):hover{background:rgba(255,255,255,.1);color:#AFC2B5}
.pay-amount{font-family:'Libre Baskerville',serif;font-size:32px;font-weight:700;color:#fff;position:relative;z-index:1;line-height:1.2}
.pay-sublabel{font-size:10px;color:#6B7280;margin-top:3px;position:relative;z-index:1}
.pay-disclaimer{font-size:9px;color:#4B5563;margin-top:8px;position:relative;z-index:1}
.results-cta{display:inline-flex;align-items:center;gap:6px;margin-top:14px;padding:10px 20px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);font-family:'Inter',sans-serif;font-weight:700;font-size:10px;text-transform:uppercase;letter-spacing:.1em;border-radius:10px;transition:all .3s;position:relative;z-index:1}
.results-cta:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(183,146,71,.35)}

/* Household Card */
.household-card{background:#fff;border-radius:16px;box-shadow:0 4px 24px rgba(0,0,0,.06);border:1px solid #F3F4F6;padding:18px 20px}
.household-card h3{font-family:'Libre Baskerville',serif;font-size:18px;font-weight:700;color:var(--navy);margin-bottom:12px;display:flex;align-items:center;gap:8px}
.hh-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.hh-f label{display:block;font-size:10px;font-weight:700;color:var(--text-lighter);text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px}
.hh-f select{width:100%;padding:8px 12px;border:1px solid #E5E7EB;border-radius:10px;font-size:13px;background:#fff;outline:0;font-family:'Inter',sans-serif;cursor:pointer;transition:border-color .3s}
.hh-f select:focus{border-color:var(--gold)}

/* Aid & Attendance */
.aa-row{margin-top:16px;padding-top:14px;border-top:1px solid #F3F4F6}
.aa-label{display:flex;align-items:center;gap:10px;cursor:pointer;font-size:13px;font-weight:600;color:var(--navy)}
.aa-label input[type="checkbox"]{display:none}
.aa-check{width:20px;height:20px;border:2px solid #D1D5DB;border-radius:6px;flex-shrink:0;position:relative;transition:all .2s}
.aa-label input:checked~.aa-check{background:var(--gold);border-color:var(--gold)}
.aa-label input:checked~.aa-check::after{content:'✓';position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:var(--navy-deep);font-size:12px;font-weight:700}
.aa-info{max-height:0;overflow:hidden;transition:max-height .3s ease;margin-top:0}
.aa-info.open{max-height:200px;margin-top:12px}
.aa-info p{font-size:12px;color:var(--text-light);line-height:1.7;display:flex;gap:8px;align-items:flex-start;background:rgba(183,146,71,.04);border:1px solid rgba(183,146,71,.12);border-radius:10px;padding:12px}
.aa-info p strong{color:var(--navy)}

/* Math Breakdown Card */
.math-card{background:#fff;border-radius:16px;box-shadow:0 4px 24px rgba(0,0,0,.06);border:1px solid #F3F4F6;overflow:hidden}
.math-toggle{width:100%;display:flex;align-items:center;justify-content:space-between;padding:18px 24px;background:0;border:0;cursor:pointer;font-family:'Inter',sans-serif}
.math-toggle span{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--navy)}
.math-arrow{font-size:12px;color:var(--text-lighter);transition:transform .3s}
.math-body{max-height:0;overflow:hidden;transition:max-height .5s ease}
.math-body.open{max-height:1200px;padding:0 4px}
.math-empty{padding:0 24px 20px;font-size:13px;color:var(--text-lighter);font-style:italic}
.math-steps{padding:0 24px 20px}
.ms-section{margin-bottom:16px;padding-bottom:12px;border-bottom:1px solid #F3F4F6}
.ms-section:last-child{border-bottom:0;margin-bottom:0;padding-bottom:0}
.ms-header{font-size:10px;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.15em;margin-bottom:8px}
.ms-row{display:flex;justify-content:space-between;align-items:center;padding:4px 0}
.ms-label{font-size:13px;color:var(--text)}
.ms-val{font-size:13px;font-weight:700;color:var(--navy)}
.ms-calc{padding-top:8px;margin-top:4px;border-top:1px dashed #E5E7EB}
.ms-result{padding:8px 12px;margin-top:6px;background:rgba(183,146,71,.06);border-radius:8px;border:1px solid rgba(183,146,71,.15)}
.ms-result .ms-val{color:var(--gold-dark);font-size:15px}
.ms-note{font-size:11px;color:var(--text-lighter);padding:0 0 4px;line-height:1.5}
.bil-highlight{color:#4E7C62!important}

/* Educational Section */
.edu-section{margin-top:32px;padding-top:32px;border-top:2px solid rgba(183,146,71,.12);position:relative;z-index:10;clear:both;max-width:900px;margin-left:auto;margin-right:auto;width:100%;box-sizing:border-box}
.edu-inner{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media(max-width:960px){.edu-inner{grid-template-columns:1fr}}
.edu-text h3{font-family:'Libre Baskerville',serif;font-size:28px;font-weight:700;color:var(--navy);margin-bottom:16px}
.edu-text p{font-size:15px;color:var(--text-light);line-height:1.8;margin-bottom:12px}
.edu-example{background:#fff;border:1px solid #F3F4F6;border-radius:16px;overflow:hidden;box-shadow:0 4px 24px rgba(0,0,0,.06)}
.edu-example-header{background:linear-gradient(135deg,var(--navy-deep),var(--navy));color:#fff;padding:16px 24px;font-size:14px;font-weight:700}
.edu-step-list{padding:20px 24px}
.edu-step{display:flex;gap:14px;align-items:flex-start;padding:12px 0;border-bottom:1px solid #F9FAFB}
.edu-step:last-child{border-bottom:0}
.edu-step-num{width:28px;height:28px;flex-shrink:0;border-radius:50%;background:rgba(183,146,71,.1);border:1px solid rgba(183,146,71,.25);color:var(--gold-dark);font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center}
.edu-step-final{background:var(--gold)!important;border-color:var(--gold)!important;color:var(--navy-deep)!important}
.edu-step-text{font-size:14px;color:var(--text);line-height:1.6}
.edu-step-text strong{color:var(--navy)}
.edu-muted{color:var(--text-lighter);font-size:12px}

/* Email Capture Card */
.email-capture-card{margin-top:24px;background:linear-gradient(135deg,var(--navy-deep),var(--navy));border-radius:16px;padding:2px;position:relative;overflow:hidden;max-width:900px;margin-left:auto;margin-right:auto;width:100%;box-sizing:border-box}
.email-capture-card::before{content:'';position:absolute;top:-50%;left:-50%;width:200%;height:200%;background:conic-gradient(from 0deg,transparent,rgba(183,146,71,.15),transparent,rgba(183,146,71,.1),transparent);animation:emailShimmer 6s linear infinite}
@keyframes emailShimmer{to{transform:rotate(360deg)}}
.email-capture-inner{background:linear-gradient(135deg,var(--navy-deep),var(--navy));border-radius:14px;padding:36px;text-align:center;position:relative;z-index:1}
.email-capture-icon{margin-bottom:16px}
.email-capture-title{font-family:'Libre Baskerville',serif;font-size:clamp(22px,3vw,28px);font-weight:700;color:#fff;margin-bottom:8px}
.email-capture-desc{font-size:14px;color:#AFC2B5;line-height:1.7;max-width:520px;margin:0 auto 24px}
.email-capture-form{max-width:480px;margin:0 auto}
.email-capture-row{display:flex;gap:10px}
.email-capture-input{flex:1;padding:14px 18px;border-radius:10px;border:1px solid rgba(183,146,71,.25);background:rgba(255,255,255,.06);color:#fff;font-family:'Inter',sans-serif;font-size:14px;outline:0;transition:border-color .3s,background .3s}
.email-capture-input::placeholder{color:#6B7280}
.email-capture-input:focus{border-color:var(--gold);background:rgba(255,255,255,.1)}
.email-capture-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 24px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);font-family:'Inter',sans-serif;font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.1em;border-radius:10px;border:none;cursor:pointer;transition:all .3s;white-space:nowrap}
.email-capture-btn:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(183,146,71,.35)}
.email-capture-success{display:flex;align-items:center;justify-content:center;gap:10px;padding:16px;background:rgba(183,146,71,.08);border:1px solid rgba(183,146,71,.2);border-radius:10px;margin-top:16px;font-size:14px;color:var(--gold);font-weight:600}
.email-capture-note{font-size:11px;color:#4B5563;margin-top:12px}
@media(max-width:600px){
.email-capture-row{flex-direction:column}
.email-capture-btn{justify-content:center}
.email-capture-inner{padding:28px 20px}
}

/* Maximize CTA Button */
.results-cta-maximize{background:linear-gradient(135deg,var(--gold),var(--gold-dark));padding:16px 28px;font-size:12px;animation:pulseGold 3s infinite;margin-top:16px}
.results-cta-maximize:hover{animation:none;transform:translateY(-2px);box-shadow:0 8px 30px rgba(183,146,71,.4)}

/* Compensation Table */
.comp-table-wrap{margin-top:24px;background:#fff;border-radius:16px;padding:28px;border:1px solid #F3F4F6;box-shadow:0 4px 24px rgba(0,0,0,.06);max-width:900px;margin-left:auto;margin-right:auto;width:100%;box-sizing:border-box}
.comp-table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.comp-table{width:100%;border-collapse:collapse;font-size:14px}
.comp-table th{background:var(--navy);color:#fff;padding:12px 16px;text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:700;white-space:nowrap}
.comp-table th:first-child{border-radius:8px 0 0 0}
.comp-table th:last-child{border-radius:0 8px 0 0}
.comp-table td{padding:11px 16px;border-bottom:1px solid #F3F4F6;white-space:nowrap}
.comp-table tr:nth-child(even) td{background:rgba(250,248,243,.6)}
.comp-table tr:hover td{background:rgba(183,146,71,.04)}
.comp-highlight td{background:rgba(183,146,71,.08)!important;font-weight:700;color:var(--gold-dark)}

/* Mobile adjustments */
@media(max-width:640px){
  .input-bar-inner{flex-direction:column;align-items:stretch}
  .calc-dd select{min-width:100%;width:100%}
  .calc-add-btn,.calc-clear-btn{width:100%;justify-content:center}
  .hh-grid{grid-template-columns:1fr}
  .body-diagram{width:240px}
  .howto-steps{grid-template-columns:1fr}
  .gauge-wrap{width:150px;height:150px}
  .gauge-val{font-size:44px}
  .gauge-pct{font-size:20px}
  .results-card{padding:24px 20px}
}

/* Testimonials */
.test-g{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;margin-top:40px}
.test-c{border-radius:16px;padding:32px;transition:all .3s}
.test-c:hover{border-color:rgba(183,146,71,.3)!important}
.test-stars{display:flex;gap:4px;margin-bottom:20px}
.test-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(74,222,128,.1);border:1px solid rgba(74,222,128,.2);border-radius:10px;padding:8px 16px;margin-bottom:20px}
.test-q{color:rgba(255,255,255,.65);font-size:14px;line-height:1.7;font-style:italic;margin-bottom:24px}
.test-a{display:flex;align-items:center;gap:12px}
.test-av{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-dark));display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;color:var(--navy-deep)}

/* Google Reviews Slideshow */
.gr-lbl{font-size:11px;font-weight:700;color:#5F6368;text-transform:uppercase;letter-spacing:.2em;text-align:center;margin-bottom:12px}
.gr-title{font-family:'Libre Baskerville',Georgia,serif;font-size:clamp(24px,3.5vw,41px);font-weight:700;color:#202124;text-align:center;margin-bottom:24px}
.gr-header{display:flex;align-items:center;justify-content:center;gap:12px;margin-bottom:32px}
.gr-stars{display:flex;gap:2px}
.gr-rating{color:#202124;font-size:16px;font-weight:600}
.gr-slider-wrap{overflow:hidden;margin:0 -20px;padding:0 20px}
.gr-track{display:flex;gap:14px;transition:transform .5s cubic-bezier(.4,0,.2,1);will-change:transform}
.gr-card{min-width:280px;max-width:320px;flex-shrink:0;background:#fff;border:1px solid #E8E8E8;border-radius:8px;padding:20px;transition:box-shadow .3s;display:flex;flex-direction:column}
.gr-card:hover{box-shadow:0 2px 12px rgba(0,0,0,.1)}
.gr-card-top{display:flex;align-items:center;gap:12px;margin-bottom:12px}
.gr-avatar{width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:12px;color:#fff;flex-shrink:0;border:none}
.gr-name{color:#202124;font-weight:600;font-size:14px}
.gr-ago{color:#70757A;font-size:12px}
.gr-card-stars{display:flex;gap:1px;margin-bottom:10px}
.gr-card-text{color:#4D5156;font-size:14px;line-height:1.5;margin-bottom:14px;display:-webkit-box;-webkit-line-clamp:4;-webkit-box-orient:vertical;overflow:hidden}
.gr-card-brand{display:flex;align-items:center;gap:6px;color:#70757A;font-size:12px;font-weight:500;margin-top:auto}
.gr-nav{display:flex;justify-content:center;gap:12px;margin-top:28px}
.gr-arrow{width:40px;height:40px;border-radius:50%;background:#fff;border:1px solid #DADCE0;color:#5F6368;font-size:18px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .3s;box-shadow:0 1px 3px rgba(0,0,0,.06)}
.gr-arrow:hover{background:#F8F9FA;box-shadow:0 2px 8px rgba(0,0,0,.12)}
@media(max-width:600px){
.gr-card{min-width:260px;max-width:280px}
.gr-header{flex-wrap:wrap;gap:8px}
}

/* Videos */
.vid-g{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:16px;margin-top:32px}
.vid-c{border-radius:12px;overflow:hidden;transition:all .3s}
.vid-c:hover{border-color:rgba(183,146,71,.3)!important}
.vid-th{aspect-ratio:16/9;background:linear-gradient(135deg,var(--navy),var(--navy-deep));display:flex;align-items:center;justify-content:center;position:relative;cursor:pointer}
.vid-pl{width:48px;height:48px;border-radius:50%;background:rgba(183,146,71,.8);display:flex;align-items:center;justify-content:center;transition:all .3s}
.vid-c:hover .vid-pl{background:var(--gold);transform:scale(1.1)}
.vid-info{padding:12px}

/* Blog */
.blog-g{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:20px;margin-top:56px}
.blog-c{background:#fff;border:1px solid #F3F4F6;border-radius:14px;overflow:hidden;transition:all .3s;cursor:pointer}
.blog-c:hover{box-shadow:0 12px 40px rgba(0,0,0,.06);transform:translateY(-4px)}
.blog-th{height:120px;background:linear-gradient(135deg,var(--navy),var(--navy-mid));display:flex;align-items:center;justify-content:center}
.blog-b{padding:20px}
.blog-tag{font-size:10px;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.12em;margin-bottom:8px}
.blog-c h3{font-family:'Libre Baskerville',serif;font-size:16px;font-weight:700;color:var(--navy);line-height:1.3;margin-bottom:8px}
.blog-c p{color:var(--text-light);font-size:12px;line-height:1.6;margin-bottom:12px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}

/* FAQ */
.faq-list{max-width:768px;margin:48px auto 0;text-align:left}
.faq-i{border-bottom:1px solid #F3F4F6}
.faq-q{width:100%;text-align:left;padding:20px 0;display:flex;justify-content:space-between;align-items:flex-start;gap:16px;background:0;border:0;cursor:pointer;font-family:'Inter',sans-serif}
.faq-q span:first-child{font-weight:600;font-size:16px;color:var(--navy);transition:color .3s}
.faq-q:hover span:first-child{color:var(--gold)}
.faq-t{width:28px;height:28px;flex-shrink:0;border-radius:50%;border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:18px;transition:all .3s}
.faq-t.open{background:var(--gold);color:var(--navy-deep);transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s}.faq-a.open{max-height:600px;padding-bottom:20px}
.faq-a p{color:var(--text-light);font-size:14px;line-height:1.7;padding-right:44px}

/* Contact */
.con-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}
@media(max-width:900px){.con-grid{grid-template-columns:1fr}}
.con-link{display:flex;align-items:center;gap:16px;margin-bottom:20px}
.con-icon{width:48px;height:48px;border-radius:12px;background:rgba(183,146,71,.1);border:1px solid rgba(183,146,71,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .3s}
.con-link:hover .con-icon{background:rgba(183,146,71,.2)}
.form-p{border-radius:16px;padding:32px}
.form-p h3{font-family:'Libre Baskerville',serif;font-size:24px;font-weight:700;color:#fff;margin-bottom:24px}
.fg{margin-bottom:16px}
.fg label{display:block;font-size:11px;font-weight:700;color:#AFC2B5;text-transform:uppercase;letter-spacing:.1em;margin-bottom:8px}
.fg input,.fg select,.fg textarea{width:100%;padding:12px 16px;border-radius:10px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);color:#fff;font-size:14px;font-family:'Inter',sans-serif;outline:0;transition:border-color .3s}
.fg input::placeholder,.fg textarea::placeholder{color:#4B5563}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--gold)}
.fg select option{color:#242424;background:#fff}

/* CTA */
.cta-sec{padding:96px 20px;text-align:center;position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy-deep),var(--navy))}
.cta-glow{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(183,146,71,.05),transparent 60%)}

/* Footer */
footer{background:#081E16;border-top:1px solid rgba(183,146,71,.1);padding:64px 20px 32px}
.ft-g{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:48px}
@media(max-width:768px){.ft-g{grid-template-columns:1fr 1fr;gap:24px}}
.ft-h{color:var(--gold);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.15em;margin-bottom:20px}
.ft-links a{display:block;color:#6B7280;font-size:13px;padding:5px 0;cursor:pointer;transition:color .3s}
.ft-links a:hover{color:#fff}
.soc{display:flex;gap:10px}
.soc a{width:36px;height:36px;border-radius:8px;background:rgba(255,255,255,.05);display:flex;align-items:center;justify-content:center;transition:all .3s;color:#8A9A8F}
.soc a:hover{color:#081E16}
.soc a:hover{background:var(--gold)}
.soc svg{width:16px;height:16px;fill:#6B7280;transition:fill .3s}
.soc a:hover svg{fill:var(--navy-deep)}
.ft-bot{max-width:1280px;margin:0 auto;border-top:1px solid rgba(255,255,255,.05);padding-top:24px;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px}
.ft-bot p,.ft-bot a{color:#4B5563;font-size:12px;cursor:pointer;transition:color .3s}
.ft-bot a:hover{color:#fff}
.ft-disc{max-width:1280px;margin:24px auto 0;color:#242424;font-size:10px;line-height:1.7}

/* Modals */
.modal{position:fixed;inset:0;background:rgba(0,0,0,.85);backdrop-filter:blur(4px);z-index:300;display:none;align-items:flex-start;justify-content:center;padding:16px;overflow-y:auto}
.modal.open{display:flex}
.modal-c{background:#fff;border-radius:16px;max-width:800px;width:100%;margin:40px 0;padding:40px;position:relative}
.modal-x{position:absolute;top:16px;right:20px;font-size:28px;color:#9CA3AF;background:0;border:0;cursor:pointer;line-height:1}
.modal-x:hover{color:#242424}
.modal-c h2{font-family:'Libre Baskerville',serif;font-size:28px;font-weight:700;color:var(--navy);margin-bottom:24px}
.modal-c .modal-body p{font-size:14px;color:#6B7280;line-height:1.7;margin-bottom:16px}
.modal-c .modal-body strong{color:var(--navy)}

/* Blog article pages */
.blog-page{position:fixed;inset:0;background:#fff;z-index:200;display:none;overflow-y:auto;-webkit-overflow-scrolling:touch}
.blog-page.open{display:block}
.bp-hero{background:linear-gradient(135deg,var(--navy-deep),var(--navy));padding:120px 20px 60px;text-align:center}
.bp-hero .lbl{margin-bottom:8px}
.bp-hero h1{font-size:clamp(20px,3.5vw,34px);font-weight:700;color:#fff;max-width:700px;margin:0 auto 16px}
.bp-hero p{color:#AFC2B5;font-size:14px}
.bp-body{max-width:720px;margin:0 auto;padding:40px 20px 80px}
.bp-body h2{font-family:'Libre Baskerville',serif;font-size:28px;font-weight:700;color:var(--navy);margin:32px 0 12px}
.bp-body p{font-size:15px;color:var(--text);line-height:1.8;margin-bottom:16px}
.bp-body ul{margin:0 0 16px 20px}
.bp-body li{font-size:15px;color:var(--text);line-height:1.8;margin-bottom:8px}
.bp-back{position:fixed;top:20px;left:20px;z-index:201;padding:10px 20px;background:var(--navy);color:#fff;border:1px solid rgba(183,146,71,.3);border-radius:8px;font-size:12px;font-weight:700;cursor:pointer;transition:all .3s}
.bp-back:hover{background:var(--gold);color:var(--navy-deep)}
.bp-cta{text-align:center;padding:40px;background:var(--cream);border-radius:16px;margin-top:40px}

/* Chat */
.chat-btn{position:fixed;bottom:24px;right:24px;width:64px;height:64px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-dark));display:flex;align-items:center;justify-content:center;z-index:100;box-shadow:0 8px 30px rgba(183,146,71,.3);cursor:pointer;border:0;transition:transform .3s;animation:pulseGold 2s infinite}
.chat-btn:hover{transform:scale(1.1)}
.chat-pan{position:fixed;bottom:96px;right:24px;width:380px;max-width:calc(100vw - 48px);background:#fff;border-radius:16px;box-shadow:0 20px 60px rgba(0,0,0,.2);z-index:101;display:none;flex-direction:column;overflow:hidden;max-height:480px;animation:slideIn .3s}
.chat-pan.open{display:flex}
.chat-hd{background:var(--navy);padding:16px 20px;display:flex;align-items:center;gap:12px}
.chat-hd .dot{width:10px;height:10px;border-radius:50%;background:#4ADE80}
.chat-msgs{flex:1;padding:16px;overflow-y:auto;min-height:200px;display:flex;flex-direction:column;gap:12px}
.chat-m{max-width:80%;padding:12px 16px;border-radius:14px;font-size:13px;line-height:1.5}
.chat-m.bot{background:#F3F4F6;color:#242424;border-bottom-left-radius:4px;align-self:flex-start}
.chat-m.user{background:var(--navy);color:#fff;border-bottom-right-radius:4px;align-self:flex-end}
.chat-in{padding:12px;border-top:1px solid #E5E7EB;display:flex;gap:8px}
.chat-in input{flex:1;padding:10px 16px;border:1px solid #E5E7EB;border-radius:24px;font-size:13px;font-family:'Inter',sans-serif;outline:0}
.chat-in input:focus{border-color:var(--gold)}
.chat-in button{width:40px;height:40px;border-radius:50%;background:var(--gold);display:flex;align-items:center;justify-content:center;border:0;cursor:pointer}

/* Popup */
.popup{position:fixed;inset:0;background:rgba(14,42,32,.85);backdrop-filter:blur(4px);z-index:200;display:none;align-items:center;justify-content:center;padding:16px}
.popup.open{display:flex}
.popup-box{background:var(--navy);border:2px solid rgba(183,146,71,.4);border-radius:16px;padding:40px;max-width:420px;width:100%;text-align:center;position:relative;animation:slideIn .4s}
.popup-box h3{font-family:'Libre Baskerville',serif;font-size:28px;font-weight:700;color:var(--gold);margin-bottom:8px}
.popup-box>p{color:#AFC2B5;font-size:13px;line-height:1.6;margin-bottom:24px}
.popup-box input{width:100%;padding:12px 16px;border-radius:10px;background:rgba(255,255,255,.05);border:1px solid rgba(183,146,71,.3);color:#fff;font-size:14px;font-family:'Inter',sans-serif;outline:0;margin-bottom:12px}
.popup-box input::placeholder{color:#6B7280}
.popup-box input:focus{border-color:var(--gold)}

/* Calendly container */
.cal-embed{min-height:700px;border-radius:12px;overflow:hidden}

/* ===== RESOURCE CENTER ===== */
.rc-overlay{position:fixed;inset:0;background:#fff;z-index:200;display:none;overflow-y:auto;-webkit-overflow-scrolling:touch}
.rc-overlay.open{display:block}
.rc-back{position:fixed;top:20px;left:20px;z-index:201;padding:10px 20px;background:var(--navy);color:#fff;border:1px solid rgba(183,146,71,.3);border-radius:8px;font-size:12px;font-weight:700;cursor:pointer;transition:all .3s;font-family:'Inter',sans-serif}
.rc-back:hover{background:var(--gold);color:var(--navy-deep)}
.rc-hero{background:linear-gradient(165deg,var(--navy-deep),var(--navy) 40%,var(--navy-mid));padding:120px 24px 60px;text-align:center}
.rc-hero h1{font-size:clamp(24px,4.4vw,44px);font-weight:700;color:#fff;max-width:800px;margin:0 auto 16px}
.rc-hero h1 span{color:var(--gold)}
.rc-hero>p{color:#AFC2B5;font-size:17px;max-width:600px;margin:0 auto 32px;line-height:1.7}
.rc-search{max-width:500px;margin:0 auto;position:relative}
.rc-search input{width:100%;padding:14px 20px 14px 48px;border-radius:12px;border:2px solid rgba(183,146,71,.3);background:rgba(255,255,255,.06);color:#fff;font-size:15px;font-family:'Inter',sans-serif;outline:0;transition:border-color .3s}
.rc-search input::placeholder{color:#6B7280}
.rc-search input:focus{border-color:var(--gold)}
.rc-search svg{position:absolute;left:16px;top:50%;transform:translateY(-50%)}
.rc-layout{max-width:1400px;margin:0 auto;display:grid;grid-template-columns:280px 1fr;gap:0;min-height:100vh}
@media(max-width:1023px){.rc-layout{grid-template-columns:1fr}.rc-side{display:none!important}}
.rc-side{position:sticky;top:0;height:100vh;overflow-y:auto;border-right:1px solid #F3F4F6;padding:24px 0;background:#fff}
.rc-side::-webkit-scrollbar{width:4px}.rc-side::-webkit-scrollbar-thumb{background:#E5E7EB;border-radius:4px}
.side-cat{padding:0 20px;margin-bottom:20px}
.side-cat h4{font-size:10px;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.2em;margin-bottom:10px;padding-bottom:6px;border-bottom:1px solid #F3F4F6}
.side-link{display:block;padding:6px 12px;font-size:13px;color:var(--text-light);border-radius:8px;transition:all .2s;cursor:pointer;line-height:1.4;margin-bottom:2px}
.side-link:hover{background:rgba(183,146,71,.08);color:var(--navy)}
.side-link.active{background:rgba(183,146,71,.12);color:var(--gold-dark);font-weight:600}
.rc-main{padding:40px 48px 80px}
@media(max-width:1023px){.rc-main{padding:24px 20px 60px}}
.mob-rc{display:none;position:fixed;bottom:20px;left:50%;transform:translateX(-50%);z-index:210;padding:12px 24px;background:var(--navy);color:#fff;border:2px solid var(--gold);border-radius:30px;font-size:12px;font-weight:700;cursor:pointer;box-shadow:0 8px 30px rgba(0,0,0,.3);font-family:'Inter',sans-serif;border:0}
@media(max-width:1023px){.rc-overlay.open .mob-rc{display:block}}
.mob-side{display:none;position:fixed;inset:0;z-index:220;background:rgba(0,0,0,.7)}
.mob-side.open{display:flex}
.mob-side-inner{width:300px;background:#fff;height:100%;overflow-y:auto;padding:20px 0;box-shadow:4px 0 30px rgba(0,0,0,.2)}
.mob-side-close{display:block;padding:8px 20px;text-align:right;font-size:24px;color:#9CA3AF;cursor:pointer;background:0;border:0;font-family:'Inter',sans-serif}
.sec-block{margin-bottom:56px;scroll-margin-top:100px}
.sec-block h2{font-size:clamp(20px,3.1vw,31px);font-weight:700;color:var(--navy);margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid rgba(183,146,71,.2)}
.sec-block h3{font-size:22px;font-weight:700;color:var(--navy);margin:28px 0 12px}
.sec-block h4{font-size:17px;font-weight:700;color:var(--navy-mid);margin:20px 0 8px}
.sec-block p{font-size:15px;line-height:1.8;color:var(--text);margin-bottom:12px}
.sec-block ul,.sec-block ol{margin:0 0 16px 20px}
.sec-block li{font-size:15px;line-height:1.8;color:var(--text);margin-bottom:6px}
.sec-block strong{color:var(--navy)}
.info-box{padding:20px 24px;border-radius:12px;margin:20px 0;font-size:14px;line-height:1.7}
.info-gold{background:rgba(183,146,71,.06);border:1px solid rgba(183,146,71,.2)}
.rate-tbl{width:100%;border-collapse:collapse;margin:16px 0 24px;font-size:14px}
.rate-tbl th{background:var(--navy);color:#fff;padding:10px 14px;text-align:left;font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:700}
.rate-tbl td{padding:10px 14px;border-bottom:1px solid #F3F4F6}
.rate-tbl tr:nth-child(even) td{background:var(--cream)}
.rate-tbl .gold{color:var(--gold-dark);font-weight:700}
.cond-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:12px;margin:16px 0 24px}
.cond-card{padding:14px 18px;border:1px solid #F3F4F6;border-radius:10px;transition:all .2s;cursor:default}
.cond-card:hover{border-color:rgba(183,146,71,.3);box-shadow:0 4px 16px rgba(0,0,0,.04)}
.cond-card h5{font-size:14px;font-weight:700;color:var(--navy);margin-bottom:4px}
.cond-card p{font-size:12px;color:var(--text-light);margin:0;line-height:1.5}
.cond-card .rating-range{font-size:11px;color:var(--gold-dark);font-weight:700;margin-top:4px}
.rc-cta{background:linear-gradient(135deg,var(--navy-deep),var(--navy));border-radius:16px;padding:40px;text-align:center;margin:40px 0}
.rc-cta h3{font-size:28px;font-weight:700;color:#fff;margin-bottom:8px}
.rc-cta p{color:#AFC2B5;margin-bottom:24px;font-size:15px}
.rc-btn-gold{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);font-family:'Inter',sans-serif;font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.1em;border-radius:10px;border:none;cursor:pointer;transition:all .3s}
.rc-btn-gold:hover{transform:translateY(-2px);box-shadow:0 8px 30px rgba(183,146,71,.35)}
.rc-footer{background:#081E16;border-top:1px solid rgba(183,146,71,.1);padding:32px 24px;text-align:center}
.rc-footer p{color:#4B5563;font-size:12px;line-height:1.7;max-width:800px;margin:0 auto}


.logo-img{width:38px;height:auto;border-radius:0}
.nav-l a.active{color:var(--gold)}

/* ===== EMAIL CAPTURE POPUP MODAL ===== */
.ec-overlay{position:fixed;inset:0;background:rgba(14,42,32,.82);backdrop-filter:blur(6px);z-index:500;display:none;align-items:center;justify-content:center;padding:16px;opacity:0;transition:opacity .3s ease}
.ec-overlay.open{display:flex;opacity:1}
.ec-modal{background:#fff;border-radius:18px;max-width:460px;width:100%;padding:44px 36px 36px;position:relative;text-align:center;box-shadow:0 24px 80px rgba(0,0,0,.25);animation:slideIn .4s ease both}
.ec-close{position:absolute;top:14px;right:16px;width:32px;height:32px;border-radius:50%;background:#F3F4F6;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:18px;color:#6B7280;transition:all .2s;line-height:1}
.ec-close:hover{background:#E5E7EB;color:var(--navy)}
.ec-icon{width:56px;height:56px;border-radius:50%;background:linear-gradient(135deg,rgba(183,146,71,.12),rgba(183,146,71,.06));border:2px solid rgba(183,146,71,.25);display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.ec-modal h3{font-family:'Libre Baskerville',serif;font-size:26px;font-weight:700;color:var(--navy);margin-bottom:10px;line-height:1.2}
.ec-modal .ec-sub{font-size:14px;color:var(--text-light);line-height:1.7;margin-bottom:24px;max-width:380px;margin-left:auto;margin-right:auto}
.ec-form{display:flex;flex-direction:column;gap:12px}
.ec-input{width:100%;padding:14px 18px;border:2px solid #E5E7EB;border-radius:10px;font-size:15px;font-family:'Inter',sans-serif;color:var(--navy);outline:none;transition:border-color .3s}
.ec-input::placeholder{color:#9CA3AF}
.ec-input:focus{border-color:var(--gold)}
.ec-submit{width:100%;padding:15px 24px;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy-deep);font-family:'Inter',sans-serif;font-weight:700;font-size:14px;text-transform:uppercase;letter-spacing:.08em;border:none;border-radius:10px;cursor:pointer;transition:all .3s}
.ec-submit:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(183,146,71,.35)}
.ec-submit:disabled{opacity:.6;cursor:not-allowed;transform:none;box-shadow:none}
.ec-privacy{font-size:11px;color:var(--text-lighter);margin-top:4px}
.ec-success{display:flex;flex-direction:column;align-items:center;gap:12px;padding:8px 0}
.ec-success svg{color:var(--gold)}
.ec-success h4{font-family:'Libre Baskerville',serif;font-size:24px;font-weight:700;color:var(--navy)}
.ec-success p{font-size:14px;color:var(--text-light);line-height:1.6}
@media(max-width:480px){
  .ec-modal{padding:32px 20px 28px}
  .ec-modal h3{font-size:22px}
}

/* ===== INLINE CTA SECTION (Post-Calculation) ===== */
.calc-cta-section{margin-top:32px;border-radius:16px;overflow:hidden;background:linear-gradient(145deg,#16402F 0%,var(--navy) 60%,var(--navy-mid) 100%);position:relative;max-width:900px;margin-left:auto;margin-right:auto;width:100%;box-sizing:border-box;max-height:0;opacity:0;transition:max-height .5s ease,opacity .4s ease,margin .3s ease;margin-top:0}
.calc-cta-section.visible{max-height:400px;opacity:1;margin-top:32px}
.calc-cta-section::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 20% 30%,rgba(183,146,71,.06),transparent 60%);pointer-events:none}
.calc-cta-inner{position:relative;z-index:1;padding:40px 36px;text-align:center}
.calc-cta-icon{font-size:40px;margin-bottom:12px}
.calc-cta-section h3{font-family:'Libre Baskerville',serif;font-size:clamp(24px,3.5vw,32px);font-weight:700;color:#fff;margin-bottom:10px;line-height:1.2}
.calc-cta-section h3 span{color:var(--gold)}
.calc-cta-desc{font-size:15px;color:#AFC2B5;line-height:1.7;max-width:520px;margin:0 auto 28px}
.calc-cta-buttons{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin-bottom:28px}
.calc-cta-primary{display:inline-flex;align-items:center;gap:8px;padding:16px 32px;background:linear-gradient(135deg,#B79247,#96763A);color:#16402F;font-family:'Inter',sans-serif;font-weight:700;font-size:14px;text-transform:uppercase;letter-spacing:.08em;border-radius:10px;border:none;cursor:pointer;transition:all .3s;text-decoration:none}
.calc-cta-primary:hover{transform:translateY(-2px);box-shadow:0 8px 30px rgba(183,146,71,.4);background:linear-gradient(135deg,#C9A430,#A8831A)}
.calc-cta-secondary{display:inline-flex;align-items:center;gap:8px;padding:15px 28px;background:transparent;color:#fff;font-family:'Inter',sans-serif;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.08em;border-radius:10px;border:2px solid rgba(183,146,71,.4);cursor:pointer;transition:all .3s;text-decoration:none}
.calc-cta-secondary:hover{border-color:var(--gold);background:rgba(183,146,71,.08)}
.calc-cta-trust{display:flex;flex-wrap:wrap;gap:20px;justify-content:center;margin-bottom:20px}
.calc-cta-badge{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:rgba(255,255,255,.75)}
.calc-cta-badge svg{flex-shrink:0}
.calc-cta-guarantee{font-size:12px;font-weight:700;color:var(--gold);letter-spacing:.04em;padding:8px 20px;border:1px solid rgba(183,146,71,.25);border-radius:20px;display:inline-block;background:rgba(183,146,71,.06)}
@media(max-width:600px){
  .calc-cta-inner{padding:28px 20px}
  .calc-cta-buttons{flex-direction:column;align-items:center}
  .calc-cta-primary,.calc-cta-secondary{width:100%;justify-content:center}
}

/* ===== GOOGLE-STYLE REVIEW GRID ===== */
.gr-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px}
.gr-review-card{background:#fff;border-radius:8px;padding:20px;transition:box-shadow .3s;cursor:default}
.gr-review-card:hover{box-shadow:0 4px 20px rgba(0,0,0,.12)}
.gr-review-header{display:flex;align-items:center;gap:12px;margin-bottom:12px}
.gr-review-avatar{width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,#4285F4,#34A853);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;color:#fff;flex-shrink:0;letter-spacing:.02em}
.gr-review-meta{flex:1;min-width:0}
.gr-review-name{font-size:14px;font-weight:600;color:#202124;line-height:1.3}
.gr-review-ago{font-size:12px;color:#70757a;line-height:1.3}
.gr-review-g{flex-shrink:0}
.gr-review-stars{display:flex;gap:1px;margin-bottom:10px}
.gr-review-text{font-size:14px;color:#3c4043;line-height:1.6;display:-webkit-box;-webkit-line-clamp:4;-webkit-box-orient:vertical;overflow:hidden}
@media(max-width:640px){.gr-grid{grid-template-columns:1fr}}

/* ===== RESOURCE PAGE STYLES ===== */
.resource-content{max-width:880px;margin:0 auto}
.resource-content h2{font-family:'Libre Baskerville',serif;font-size:clamp(20px,3.5vw,31px);font-weight:700;color:var(--navy);margin-bottom:16px}
.resource-content h3{font-family:'Libre Baskerville',serif;font-size:22px;font-weight:700;color:var(--navy);margin:32px 0 12px}
.resource-content p{font-size:16px;color:var(--text);line-height:1.8;margin-bottom:16px}
.resource-content ul{margin:0 0 20px 20px}
.resource-content li{font-size:15px;color:var(--text);line-height:1.7;padding:4px 0}
.rating-badge{display:inline-block;padding:6px 16px;border-radius:8px;font-weight:700;font-size:15px;font-family:'Inter',sans-serif;letter-spacing:.02em}
.rating-badge-gold{background:linear-gradient(135deg,rgba(183,146,71,.15),rgba(183,146,71,.08));color:var(--gold-dark);border:1px solid rgba(183,146,71,.25)}

/* ===== DISABILITY RATES TABLE ===== */
.rates-table{width:100%;border-collapse:collapse;border-radius:12px;overflow:hidden;margin:24px 0 32px;box-shadow:0 2px 12px rgba(0,0,0,.06)}
.rates-table th{background:var(--navy);color:#fff;font-family:'Inter',sans-serif;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:14px 20px;text-align:left}
.rates-table td{padding:14px 20px;font-size:15px;border-bottom:1px solid #F3F4F6}
.rates-table tr:nth-child(even) td{background:#FAFBFC}
.rates-table tr:hover td{background:rgba(183,146,71,.04)}
.rates-table .rate-amount{font-weight:700;color:var(--navy);font-family:'Inter',sans-serif}
.rates-table .rate-highlight{background:rgba(183,146,71,.08)}
.rates-table .rate-highlight td{font-weight:700;color:var(--navy)}

/* Highlight cards for rates page */
.rate-highlights{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;margin:40px 0}
.rate-highlight-card{background:#fff;border:1px solid #F3F4F6;border-radius:14px;padding:28px 24px;text-align:center;transition:all .4s}
.rate-highlight-card:hover{box-shadow:0 12px 40px rgba(22,58,45,.08);transform:translateY(-4px)}
.rate-highlight-card .rh-value{font-family:'Libre Baskerville',serif;font-size:32px;font-weight:700;color:var(--gold-dark);margin-bottom:8px}
.rate-highlight-card .rh-label{font-size:13px;color:var(--text-light);font-weight:500;text-transform:uppercase;letter-spacing:.08em}

/* ===== GOOGLE BADGE HERO ===== */
.g-badge-hero{display:flex;justify-content:center;margin-bottom:8px}
.g-badge-card{display:inline-flex;align-items:center;background:rgba(255,255,255,.07);border:2px solid rgba(255,255,255,.12);border-radius:20px;padding:24px 40px;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);transition:border-color .3s}
.g-badge-card:hover{border-color:rgba(183,146,71,.3)}
.g-badge-top{display:flex;align-items:center;gap:16px}
.g-badge-info{text-align:left}
.g-badge-name{font-family:'Inter',sans-serif;font-size:14px;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px}
.g-badge-stars{display:flex;align-items:center;gap:2px;margin-bottom:4px}
.g-badge-score{font-family:'Inter',sans-serif;font-size:14px;color:#AFC2B5}
.g-badge-num{font-weight:800;color:#fff;font-size:18px}
.g-badge-count{font-weight:500}

/* ===== CAROUSEL ROWS ===== */
.gr-carousel-row{overflow:hidden;position:relative}
.gr-carousel-track{display:flex;gap:16px;will-change:transform;-webkit-backface-visibility:hidden;backface-visibility:hidden}
.gr-carousel-track .gr-card{min-width:300px;flex-shrink:0}
@media(max-width:600px){.gr-carousel-track .gr-card{min-width:220px;max-width:240px;padding:14px}
.gr-carousel-track .gr-card .gr-card-text{font-size:12px;line-height:1.4;-webkit-line-clamp:4}
.gr-carousel-track .gr-card .gr-name{font-size:13px}
.gr-carousel-track .gr-card .gr-ago{font-size:10px}
.gr-carousel-track .gr-card .gr-card-stars svg{width:12px;height:12px}
.gr-carousel-track .gr-card .gr-card-top{gap:8px;margin-bottom:8px}
.gr-carousel-track .gr-card .gr-avatar{width:30px;height:30px;font-size:10px}
}
@media(max-width:400px){.gr-carousel-track .gr-card{min-width:190px;max-width:210px;padding:12px}
.gr-carousel-track .gr-card .gr-card-text{font-size:11px;-webkit-line-clamp:3}
}

/* ===== MOBILE CALCULATOR FIXES ===== */
@media(max-width:960px){
  .calc-grid{grid-template-columns:1fr;gap:16px}
  .calc-body-panel{padding:16px;max-width:100%;overflow-x:hidden}
  .calc-info-panel{max-width:100%}
  .edu-section{max-width:100%!important;padding-left:0;padding-right:0}
  .comp-table-wrap{max-width:100%!important;padding:20px 16px}
  .email-capture-card{max-width:100%!important}
  .calc-cta-section{max-width:100%!important}
  .edu-inner{grid-template-columns:1fr}
  .edu-example{max-width:100%;overflow:hidden}
  .body-diagram{width:230px}
  .calc-input-bar{margin-bottom:12px}
  .input-bar-inner{flex-wrap:wrap;gap:8px}
  .calc-dd select{font-size:13px;padding:9px 30px 9px 12px;max-width:100%}
  .calc-add-btn{padding:10px 18px;font-size:12px}
  .calc-clear-btn{padding:10px 14px;font-size:11px}
  .results-card{padding:20px 16px;max-width:100%}
  .gauge-wrap{width:120px;height:120px}
  .gauge-val{font-size:36px}
  .gauge-pct{font-size:16px}
  .pay-amount{font-size:28px}
  .household-card{padding:16px;max-width:100%}
  .hh-grid{gap:8px}
  .hh-f select{padding:8px 10px;font-size:12px;max-width:100%}
  .math-card{max-width:100%;overflow-x:hidden}
  .math-toggle{padding:14px 18px}
  .math-toggle span{font-size:13px}
  .cond-list{margin-top:14px}
  .cond-item{padding:8px 12px;margin-bottom:6px}
  .cond-name{font-size:12px}
  .cond-rating{font-size:11px}
  .bp-grid{grid-template-columns:1fr!important;flex-direction:column!important}
  .sec-in{overflow:hidden}
  .sec-in *{max-width:100%;box-sizing:border-box}
  .edu-section,.comp-table-wrap,.email-capture-card,.calc-cta-section{width:100%!important;box-sizing:border-box!important;overflow:hidden!important;contain:paint}
  .email-capture-card::before{display:none!important}
  .email-capture-card{padding:0!important;border:2px solid rgba(183,146,71,.2)!important;background:linear-gradient(135deg,var(--navy-deep),var(--navy))!important}
  .comp-table-scroll{overflow-x:auto!important;max-width:100%!important}
}
@media(max-width:480px){
  .body-diagram{width:210px}
  .panel-head h3{font-size:17px}
  .gauge-wrap{width:100px;height:100px}
  .gauge-val{font-size:30px}
  .gauge-pct{font-size:14px}
  .pay-amount{font-size:24px}
  .results-header{font-size:9px;margin-bottom:8px}
  .calc-cta-section .calc-cta-inner{padding:20px 14px}
  .edu-inner{gap:20px}
  .edu-text h3{font-size:22px}
  .edu-text p{font-size:14px}
  .edu-step-list{padding:14px 16px}
  .comp-table-wrap{padding:14px 10px!important}
  .comp-table th{padding:8px 10px;font-size:10px}
  .comp-table td{padding:8px 10px;font-size:12px}
  .email-capture-inner{padding:24px 14px}
  .email-capture-title{font-size:20px}
  .sec{padding:48px 12px}
  .sec-in>*{max-width:100%!important;box-sizing:border-box!important}
  .sec-in *{max-width:100%;box-sizing:border-box}
  select,input[type="date"],input[type="email"],table{max-width:100%!important;box-sizing:border-box!important}
  .edu-section,.comp-table-wrap,.email-capture-card,.calc-cta-section{padding-left:0!important;padding-right:0!important;margin-left:0!important;margin-right:0!important;width:100%!important;overflow:hidden!important;contain:paint}
  .email-capture-card::before{display:none!important}
  .email-capture-card{padding:0!important;border:2px solid rgba(183,146,71,.2)!important}
  .edu-section{padding-top:24px!important;margin-top:24px!important}
  .comp-table-wrap{padding:12px 10px!important;overflow:hidden!important}
  .comp-table-scroll{overflow-x:auto!important;max-width:100%!important;-webkit-overflow-scrolling:touch}
  .calc-cta-inner{padding:20px 14px!important}
  .email-capture-inner{padding:20px 14px!important}
  .edu-example{overflow:hidden!important;max-width:100%!important}
}

/* === PERFORMANCE OPTIMIZATIONS === */
nav,.hero,.sec,.cta-sec,footer{transform:translateZ(0);-webkit-transform:translateZ(0)}
.gr-carousel-track{will-change:transform;-webkit-backface-visibility:hidden;backface-visibility:hidden}
.rating-card,.test-c,.vid-c,.blog-c,.state-card,.gr-card{contain:content}
img{content-visibility:auto}
section{contain:style}

/* ===== Ratings Prime brand layer ===== */
h1,h2,h3,.nav-b{text-transform:uppercase;letter-spacing:.045em}
.nav-brand{display:flex;flex-direction:column;justify-content:center}
.nav-tag{font-family:'Inter',sans-serif;font-size:8px;font-weight:600;letter-spacing:.34em;text-transform:uppercase;color:var(--gold);opacity:.9;border-top:1px solid rgba(183,146,71,.5);padding-top:3px;margin-top:3px;white-space:nowrap}
.logo-img{object-fit:contain}

/* ===== Ratings Prime distinct layer v2 ===== */
/* nav: one-line horizontal lockup + tighter links (no double-wrap) */
.nav-b{white-space:nowrap}
.nav-l a{white-space:nowrap;font-size:11.5px;letter-spacing:.07em}
#mainNav.scrolled{border-bottom:1px solid rgba(183,146,71,.28)}

/* signature: ghosted stallion watermark + sash texture */
.hero::after{content:'';position:absolute;inset:0;background:url(/images/watermark-white.png) no-repeat right -6% center;background-size:min(640px,52vw) auto;opacity:.5;pointer-events:none;z-index:1}
.cta-sec{position:relative;overflow:hidden}
.cta-sec::before{content:'';position:absolute;inset:0;background:url(/images/watermark-white.png) no-repeat left -10% center;background-size:min(520px,46vw) auto;opacity:.35;pointer-events:none}
.hero-pat{opacity:.05}

/* ruled eyebrow labels */
.lbl::before,.lbl::after{content:'';display:inline-block;vertical-align:middle;width:30px;height:1px;margin:0 12px 2px}
.lbl::before{background:linear-gradient(90deg,transparent,var(--gold))}
.lbl::after{background:linear-gradient(90deg,var(--gold),transparent)}

/* establishment buttons: flat old gold, crisp edge, no glow */
.btn{border-radius:5px;letter-spacing:.12em}
.btn-gold{background:var(--gold);border:1px solid #8A6E35;box-shadow:none;color:#101E17}
.btn-gold:hover{background:#C6A159;transform:translateY(-1px);box-shadow:0 6px 18px rgba(0,0,0,.25)}
.btn-outline{border-width:1px}
.calc-add-btn,.email-capture-btn,.ec-submit,.calc-cta-primary,.results-cta{border-radius:6px!important;letter-spacing:.1em}

/* results-card trust line */
.rc-trustline{margin-top:10px;font-size:11.5px;color:#AFC2B5;letter-spacing:.03em;text-align:center}
.rc-trustline .rc-star{color:var(--gold)}

/* details: selection, scrollbar, focus */
::selection{background:var(--gold);color:#101E17}
::-webkit-scrollbar{width:11px}
::-webkit-scrollbar-track{background:#0E2A20}
::-webkit-scrollbar-thumb{background:#1E4A38;border-radius:6px;border:2px solid #0E2A20}
::-webkit-scrollbar-thumb:hover{background:var(--gold)}
a:focus-visible,button:focus-visible{outline:2px solid var(--gold);outline-offset:2px}

/* sticky mobile call bar */
.mob-call-bar{display:none}
@media(max-width:900px){
  .mob-call-bar{position:fixed;left:0;right:0;bottom:0;z-index:900;display:flex;align-items:center;justify-content:center;gap:9px;padding:13px 16px calc(13px + env(safe-area-inset-bottom));background:var(--gold);color:#101E17;font-family:'Inter',sans-serif;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;border-top:1px solid #8A6E35;box-shadow:0 -4px 20px rgba(0,0,0,.25)}
  .mob-call-bar strong{font-weight:800}
  body{padding-bottom:52px}
  .chat-btn{bottom:76px!important}
  footer{padding-bottom:40px}
}
@media print{.mob-call-bar{display:none}}

/* nav spacing fix: lockup must never collide with links */
.nav-in{gap:20px}
.nav-logo{flex-shrink:0}
.nav-l{flex-wrap:nowrap}
.nav-l a{font-size:10.5px;letter-spacing:.05em}
@media(max-width:1160px){.nav-l a{font-size:10px;letter-spacing:.03em}}

/* ===== Calculator elevation ===== */
.next-level{margin-top:14px;padding:12px 16px;background:linear-gradient(135deg,rgba(183,146,71,.12),rgba(183,146,71,.04));border:1px solid rgba(183,146,71,.35);border-left:3px solid var(--gold);border-radius:8px;font-size:13px;line-height:1.6;color:#DCE5DE;text-align:left;animation:condIn .4s ease}
.next-level strong{color:var(--gold)}
.next-level a{color:var(--gold);font-weight:600;white-space:nowrap}
.nl-kicker{display:block;font-size:9.5px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);opacity:.85;margin-bottom:4px}
.rbadge rect{fill:rgba(8,30,22,.9);stroke:var(--gold);stroke-width:.8}
.rbadge text{fill:var(--gold);font:700 9.5px 'Inter',sans-serif;text-anchor:middle;letter-spacing:.02em}
.rbadge{pointer-events:none;animation:condIn .3s ease}
.results-card.max .gauge-svg{animation:gaugeGlow 3s ease-in-out infinite,maxPulse 2.4s ease-in-out infinite}
@keyframes maxPulse{0%,100%{filter:drop-shadow(0 0 4px rgba(183,146,71,.25))}50%{filter:drop-shadow(0 0 18px rgba(183,146,71,.6))}}
.results-card.max .gauge-val{text-shadow:0 0 24px rgba(183,146,71,.5)}
@media (prefers-reduced-motion:reduce){.results-card.max .gauge-svg{animation:none}}

/* parallax hook for the hero watermark */
.hero::after{transform:translateY(var(--wmY,0));will-change:transform}

/* ===== Honor band ===== */
.honor-band{background:linear-gradient(180deg,#0C271E,#113426);padding:90px 20px;position:relative;overflow:hidden}
.honor-band::after{content:'';position:absolute;inset:0;background:url(/images/watermark-white.png) no-repeat right -12% center;background-size:min(560px,50vw) auto;opacity:.28;pointer-events:none}
.honor-in{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1fr 1.15fr;gap:64px;align-items:center;position:relative;z-index:1}
.honor-art svg{width:100%;max-width:430px;height:auto;display:block;margin:0 auto}
.honor-text h2{font-family:'Libre Baskerville',serif;font-size:clamp(24px,3vw,38px);color:#fff;line-height:1.25;margin:6px 0 18px}
.honor-text p{color:#AFC2B5;font-size:15.5px;line-height:1.75;max-width:520px}
.honor-stats{display:flex;gap:44px;margin-top:30px;flex-wrap:wrap}
.honor-stats .hn{display:block;font-family:'Libre Baskerville',serif;font-size:30px;font-weight:700;color:var(--gold);line-height:1.1}
.honor-stats .hl{display:block;font-size:10.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#8FA697;margin-top:5px}
@media(max-width:900px){.honor-in{grid-template-columns:1fr;gap:40px}.honor-art svg{max-width:330px}}

/* photo-ready frame treatment (drop real photography in later) */
.photo-frame{position:relative;border-radius:10px;overflow:hidden;border:1px solid rgba(183,146,71,.4)}
.photo-frame::before{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(22,58,45,.18),rgba(12,39,30,.55));pointer-events:none;z-index:1}
.photo-frame::after{content:'';position:absolute;left:14px;right:14px;bottom:12px;height:2px;background:var(--gold);z-index:2}
.photo-frame img{display:block;width:100%;height:100%;object-fit:cover;filter:saturate(.82) contrast(1.04)}

/* compact heroes on inner pages — green as anchor, not blanket */
.hero-compact{min-height:0}
.hero-compact .hero-in{padding:128px 20px 56px}
.hero.hero-compact::after{background-size:min(430px,38vw) auto;opacity:.38}

/* ===== Ratings A-Z hub ===== */
.crumbs{font-size:11.5px;letter-spacing:.05em;text-transform:uppercase;color:#8FA697;margin-bottom:14px}
.crumbs a{color:#AFC2B5}.crumbs a:hover{color:var(--gold)}.crumbs span{margin:0 6px;color:#5B7365}
.cond-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
.cm-chip{font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:#DCE5DE;background:rgba(255,255,255,.06);border:1px solid rgba(183,146,71,.3);padding:6px 13px;border-radius:6px}
.cm-chip strong{color:var(--gold)}
.cm-upd{color:var(--gold);border-color:rgba(183,146,71,.55)}
.rt-wrap{overflow-x:auto;border:1px solid #E5DEC9;border-radius:12px;background:#fff;box-shadow:0 4px 24px rgba(22,58,45,.05)}
.rt-table{width:100%;border-collapse:collapse;min-width:640px}
.rt-table th{font-family:'Inter',sans-serif;font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#96763A;text-align:left;padding:14px 18px;border-bottom:2px solid var(--gold);background:#FBF9F4}
.rt-table td{padding:16px 18px;border-bottom:1px solid #EFEAD9;vertical-align:top}
.rt-table tbody tr:last-child td{border-bottom:none}
.rt-table tbody tr{transition:background .18s}
.rt-table tbody tr:hover{background:#FBF7EC}
.rt-pct span{display:inline-block;font-family:'Libre Baskerville',serif;font-size:19px;font-weight:700;color:#fff;background:linear-gradient(135deg,var(--navy),var(--navy-deep));border:1px solid rgba(183,146,71,.5);padding:7px 13px;border-radius:8px;min-width:52px;text-align:center}
.rt-crit{font-size:14px;color:#374151;line-height:1.65;max-width:640px}
.rt-crit strong{color:#7A5F2E}
.rt-pay{font-size:15px;font-weight:700;color:var(--navy);white-space:nowrap;font-variant-numeric:tabular-nums;text-align:right}
.rt-foot{font-size:12px;color:var(--text-light);margin:12px 4px 0}
.rt-foot a{color:#96763A;font-weight:600}
.cond-grid{display:grid;grid-template-columns:1.6fr .9fr;gap:40px;margin-top:44px;align-items:start}
.ch{font-size:19px;color:var(--navy);margin:26px 0 12px;letter-spacing:.04em}
.cond-main .ch:first-child{margin-top:0}
.cond-how{font-size:15px;color:#374151;line-height:1.8}
.tip-list{list-style:none;padding:0;margin:0}
.tip-list li{position:relative;padding:10px 0 10px 30px;font-size:14.5px;color:#374151;line-height:1.65;border-bottom:1px solid #EFEAD9}
.tip-list li:last-child{border-bottom:none}
.tip-list li::before{content:'';position:absolute;left:2px;top:16px;width:14px;height:14px;background:var(--gold);clip-path:polygon(14% 44%,0 65%,50% 100%,100% 16%,80% 0,43% 62%)}
.cfaq{border:1px solid #E5DEC9;border-radius:10px;background:#fff;margin-bottom:10px;overflow:hidden}
.cfaq summary{cursor:pointer;padding:14px 18px;font-size:14.5px;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:40px}
.cfaq summary::after{content:'+';position:absolute;right:18px;top:50%;transform:translateY(-50%);color:var(--gold);font-size:20px;font-weight:400;transition:transform .25s}
.cfaq[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.cfaq p{padding:0 18px 16px;font-size:14px;color:#4B5563;line-height:1.7;margin:0}
.cond-side{position:sticky;top:96px;display:flex;flex-direction:column;gap:16px}
.side-card{background:#fff;border:1px solid #E5DEC9;border-radius:12px;padding:22px;box-shadow:0 4px 24px rgba(22,58,45,.05)}
.side-card p{font-size:13.5px;color:#4B5563;line-height:1.65;margin:8px 0 16px}
.side-card-green{background:linear-gradient(160deg,var(--navy),var(--navy-deep));border-color:rgba(183,146,71,.35)}
.side-card-green p{color:#DCE5DE}
.side-card-green .sc-kicker{color:var(--gold)}
.sc-kicker{font-size:10.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#96763A}
.rel-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.rel-chip{font-size:12px;font-weight:600;color:var(--navy);background:#F4F1E8;border:1px solid #E5DEC9;padding:7px 12px;border-radius:20px;transition:all .2s}
.rel-chip:hover{background:var(--gold);border-color:var(--gold);color:#101E17}
.hub-search-wrap{position:relative;max-width:560px;margin:0 auto;display:flex;align-items:center;background:rgba(255,255,255,.07);border:1px solid rgba(183,146,71,.4);border-radius:12px;padding:0 16px;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);transition:border-color .25s}
.hub-search-wrap:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px rgba(183,146,71,.15)}
.hub-search{flex:1;background:0;border:0;outline:0;color:#fff;font-family:'Inter',sans-serif;font-size:15px;padding:15px 12px}
.hub-search::placeholder{color:#8FA697}
.hub-kbd{font-family:'Inter',sans-serif;font-size:11px;color:#8FA697;border:1px solid rgba(255,255,255,.2);border-radius:5px;padding:2px 7px}
.hub-count{font-size:12px;color:#8FA697;margin-top:14px;letter-spacing:.04em}
.hub-cat{font-size:17px;color:var(--navy);letter-spacing:.08em;margin:34px 0 16px;display:flex;align-items:center;gap:14px}
.hub-cat::after{content:'';flex:1;height:1px;background:linear-gradient(90deg,rgba(183,146,71,.5),transparent)}
.hub-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:14px}
.hub-card{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid #E5DEC9;border-radius:12px;padding:18px;transition:all .22s;position:relative;overflow:hidden}
.hub-card::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.hub-card:hover{transform:translateY(-3px);box-shadow:0 10px 30px rgba(22,58,45,.1);border-color:rgba(183,146,71,.5)}
.hub-card:hover::before{transform:scaleX(1)}
.hc-name{font-family:'Libre Baskerville',serif;font-size:15.5px;font-weight:700;color:var(--navy);line-height:1.35}
.hc-meta{display:flex;justify-content:space-between;font-size:11px;color:#8A8F98;letter-spacing:.04em}
.hc-max{color:#96763A;font-weight:700}
.hc-go{font-size:11.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);opacity:0;transform:translateY(2px);transition:all .25s}
.hub-card:hover .hc-go{opacity:1;transform:none}
.hub-none{text-align:center;padding:60px 20px}
.hub-none p{color:var(--text-light);margin-bottom:18px}
@media(max-width:900px){.cond-grid{grid-template-columns:1fr}.cond-side{position:static}}

.chat-priv{font-size:10px;color:#8FA697;text-align:center;padding:6px 12px 10px}
.chat-priv a{color:#96763A}